LAX

When do I Enroll?
Current employees will make all your benefit elections for the upcoming plan year during Open Enrollment from 11/05/2025 to 11/21/2025. During this time, you will be able to enroll in new benefits, change your current elections, and add or remove dependents. These changes or additions will be effective from January 1, 2026, through December 31, 2026.
How do I Enroll?
Benefit Enrollment is a period of time in which eligible employees can make benefit elections for the upcoming calendar year. Enrollment elections can be viewed and made at: https://ew15.ultipro.com/Login.aspx?ReturnUrl=%2f. If you choose to waive any coverage, you must still log in and waive coverage. The benefits elections from 2025 do not carry over into 2026.
Who Can Enroll?
There are certain restrictions surrounding eligibility for benefit enrollment. If you are an employee who regularly works 30 hours or more per week, you will be eligible for benefits on the 1st day of the month, following 30 days from the date of hire. If you meet the above requirements, your legal spouse, domestic partner, or dependent child(ren) are also eligible for our benefits plan. As a reminder, a dependent child is:
• your natural-born child,
• legally adopted child,
• stepchild,
• a child you have been appointed legal guardian of as a foster parent,
• a child you are required to cover under a Qualified Medical Child Support
Order, or
• a child who is totally and permanently disabled, incapable of self-support because of a mental or physical handicap, and is financially supported by you. Please note that your dependent children are generally eligible only until age 26. Cigna Medical covers your dependents up to age 30, therefore, the coverage will terminate at the end of the year of that birthday.

New Hires must sign up for their Health and Welfare benefits within 30 days of their hire date.

Making Plan Changes:
New Hire employees can only make plan changes during the Initial Enrollment window and cannot make additional changes to your coverage during the year unless you experience a qualified family status change. Below, we have included a few examples of qualified family status change events:
1. 1. Special Enrollment Events (Add coverage for yourself and/or dependents).
• Involuntary loss of other group coverage
• Acquisition of a new dependent through marriage, birth, or adoption
• Change in Medicaid or CHIP eligibility
2. 2. IRC Section 125 Status Change Events (Add, cancel, or change coverage for yourself and/or dependents).
• Involuntary loss or gain of other group coverage
• Divorce
• Death of covered spouse or child
• Change in employment status
• Medicare entitlement
If you think you have experienced a qualified family status change event, you will need to verify the event with Human Resources within 30 days of its occurrence. (60 days in the case of Medicaid or CHIP eligibility).

Health Savings Account (HSA): If you participate in our High Deductible Health Plan (HDHP), you may be eligible to open a Health Savings Account (HSA). An HSA allows you to make tax-free contributions and earn tax-free growth of interest or investment earnings. You can use these contributions to pay for eligible expenses, such as medical and pharmacy expenses. Please refer to
IRS publication 502 for a full list of eligible expenses.  According to treasury regulations, you are allowed to revoke or change your HSA contribution election throughout the year. Any unused funds in your HSA will roll over annually. Additionally, your account is portable, which allows you to take your funds with you from job to job or at retirement. If you would like to enroll in the HSA, you must make your 2026 elections during this initial enrollment and select your contribution amounts.
Sixt Rent A Car will also make a contribution to your HSA of $19.23 per paycheck ($500 annually).
The IRS allows an annual maximum contribution to your HSA. These maximums include funds from all sources – both your contributions and the company’s contributions. Below are the annual maximum contributions for 2026.

IRS HSA MAX 2026
Single $4,400
Family $8,750
Catch Up provision if age 55 or Older $1,000

Important!
To be eligible to contribute or receive employer contributions into an HSA account, you cannot:
• Be covered by any other non-HSA-compatible health coverage plan, including, but not limited to, a Traditional Medical FSA or an HRA held by a spouse or partner.
• Be claimed as a dependent on another person’s tax return (excluding spouses).
• Be “entitled” (enrolled in) to Medicare (A, B, C, or D).
o Be aware – if you delay Medicare Part A enrollment after turning age 65, your Medicare Part A coverage will begin up to 6 months retroactively but not earlier than Medicare eligibility.
o Receiving Social Security benefits causes automatic Medicare Part A enrollment when eligible
• Have prior year FSA dollars carryover/rollover into a current year general purpose FSA
• Have a positive general purpose FSA grace period balance
Online access is available via www.mycigna.com with single sign-on (SSO) to HSA Bank. The phone number is 1-800-357-6246, and this number is available 24 hours a day, 7 days a week.

Active & Fit
This is the link to the directory to share with employees: Active&Fit Direct | Search (activeandfitdirect.com). We encourage employees to search that the gym (exact location) they would attend is in this network, since it can vary by location.

CIGNA – Group # is 3347157